Why Are You Receiving Calls from First Premier Bank at 866-890-3387?
If you’re receiving repeated calls from 866-890-3387, it is likely that First Premier Bank, a debt collection agency, is attempting to contact you regarding an alleged outstanding debt.
Their reasons for contacting you may include collecting payment on a debt you owe, verifying or confirming your contact information, or attempting to resolve a balance with your creditor.
Who Is First Premier Bank?
First Premier Bank is a third-party debt collection agency that works on behalf of creditors to recover overdue payments. Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) to ensure they use ethical and lawful practices.
The FDCPA prohibits them from:
- Calling excessively or at odd hours.
- Using abusive, threatening, or deceptive tactics.
- Contacting you without proper verification of the debt.
What to Do If You Continue to Receive Calls from 866-890-3387?
If you believe these calls are unwarranted or that you do not owe the debt:
- Request Debt Validation: You have the right to ask First Premier Bank to provide written proof of the debt. This ensures the debt is valid and you are legally responsible for it.
- Keep Records: Document the date, time, and content of each call you receive from 866-890-3387. This can be critical evidence if you believe your rights under the FDCPA are being violated.
- Dispute or Negotiate: If you do not owe the debt, you can dispute it in writing. If you do owe it, discuss potential payment options with First Premier Bank to resolve the matter.
- Stop Harassing Calls: If the calls continue or become excessive, you can send a cease-and-desist letter to stop further communication.
Know Your Rights and Take Action
If you suspect First Premier Bank has violated your rights, you may be entitled to compensation under the FDCPA. Common violations include:
- Threatening or harassing behavior.
- Contacting third parties about your debt.
- Misrepresenting the amount or nature of the debt.
You don’t have to face debt collectors alone. Reach out to us for a free consultation to review your case and discuss your legal options.
Get Help Now – Stop Calls From 866-890-3387
Take back control and ensure your rights are protected. We can:
- Help you verify or dispute the debt.
- Stop unwanted or harassing calls.
- Secure compensation for any violations of your rights.
Contact us today for a free consultation—pay nothing unless we win!
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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