Who is Calling 866-878-7953?
If you’ve been receiving calls from 866-878-7953, it’s likely from Wakefield & Associates, a debt collection agency. Like all debt collectors, they must follow the Fair Debt Collection Practices Act (FDCPA) when attempting to collect a debt. However, not all agencies follow the rules, and if your rights have been violated, you may be entitled to take action.
Know Your Rights Under the FDCPA
✔ Frequent or untimely calls – If Wakefield & Associates is calling repeatedly or before 8 a.m. or after 9 p.m., they may be breaking the law.
✔ Harassment or intimidation – Debt collectors cannot use threats, aggressive language, or scare tactics to pressure you into paying. If calls from 866-878-7953 make you feel harassed, that’s a red flag.
✔ Failure to provide written debt validation – By law, Wakefield & Associates must send written proof of the debt, including details of the amount owed and the original creditor, within five days of their first contact. If they haven’t, they may be violating your rights.
✔ Talking to others about your debt – A debt collector cannot discuss your debt with family, friends, or coworkers unless it’s solely to locate you. If they’ve disclosed information to someone else, they could be in violation of the FDCPA.
✔ False or misleading information – If 866-878-7953 has misrepresented the amount you owe, falsely threatened legal action, or claimed you could be arrested, these tactics are illegal.
You Can Take Action
If you believe Wakefield & Associates is violating your rights, you don’t have to handle it alone. Federal law protects you from abusive collection practices, and you may even be entitled to compensation.
📞 Call Lemberg Law for a free consultation. You pay nothing unless we win. Let’s put a stop to the harassment and hold debt collectors accountable.
Ways You Might See This Number
866-878-7953
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
BE THE FIRST TO COMMENT