Who is Calling from 866-760-6205?
If you're getting calls from 866-760-6205, it may be American Credit & Collections trying to collect a debt. But not all collection activity is legal. Learn about your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself from unfair or aggressive tactics.
Are Calls from 866-760-6205 Violating Your Rights?
American Credit & Collections must follow the law when contacting you. Below are common violations to look out for:
- Trying to Collect a Debt You Don't Owe: Attempting to collect on a settled or inaccurate debt is unlawful.
- Failing to Identify Themselves as a Debt Collector: Every communication must clearly state the caller's identity and purpose.
- False or Misleading Statements: Debt collectors may not misrepresent the amount you owe or falsely threaten legal action.
- Using Deceptive Company Names or Titles: Pretending to be a law office or government agency is illegal.
- Sharing Personal Information: Your debt cannot be discussed with friends, family, or coworkers without your permission.
Stop Unwanted Calls from Debt Collectors
If you believe that American Credit & Collections is breaking the law or harassing you, don't face it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 866-760-6205, hold collectors accountable, and defend your rights. You pay nothing unless we win.
Ways You Might See This Number
866-760-6205
86676062051-866-760-6205866.760.6205866 760 6205(866) 760-6205866-760-6205
This could be a Debt Collector calling you.
866-760-6205
866-760-6205
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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