866-716-1545 Quick Facts:
- Mercantile Adjustment Bureau is likely calling from 866-716-1545
- Mercantile Adjustment Bureau is a debt collector
- They must follow the Fair Debt Collection Practices Act (FDCPA)
Who Is Calling from 866-716-1545?
If you're getting calls from 866-716-1545, they may be coming from Mercantile Adjustment Bureau, a third-party debt collector. Under the FDCPA, Mercantile Adjustment Bureau cannot engage in abusive or deceptive tactics while collecting money.
Possible FDCPA Violations by Mercantile Adjustment Bureau
Calling at Inappropriate Times or Places: Debt collectors are not allowed to contact you before 8 a.m. or after 9 p.m.
If you've told them certain times are off-limits, they must comply. They also can't call your workplace if personal calls aren't permitted.
Harassment or Abuse: Collectors may not use threatening language, call excessively, or fail to identify themselves.
They also can't publish your information. Learn more about how often they can call.
False or Misleading Information: Mercantile Adjustment Bureau cannot misstate the debt amount, claim they're attorneys, or make threats they can't legally act on.
Social Media, Text, and Email Rules: While they can message you privately, collectors are not allowed to make public posts about your debt.
They must also provide a clear way to opt out of digital communications.
Contacting You Instead of Your Lawyer: If you have hired an attorney and the collector is aware of it, they must speak with your legal representative, not you.
Take Action Today
If Mercantile Adjustment Bureau is calling from 866-716-1545 and ignoring these rules, contact Lemberg Law for a free consultation.
You owe nothing unless we win your case.
Ways You Might See This Number
866-716-1545
86671615451-866-716-1545866.716.1545866 716 1545(866) 716-1545This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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