





Who is Calling from 866-633-7945?
If you're getting calls from 866-633-7945, it may be Midland Credit Management trying to collect a debt. But not all collection activity is legal. Learn about your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself from unfair or aggressive tactics.
Are Calls from 866-633-7945 Violating Your Rights?
Midland Credit Management must follow the law when contacting you. Below are common violations to look out for:
- Sharing Personal Information: Your debt cannot be discussed with friends, family, or coworkers without your permission.
- Ignoring a Dispute of the Debt: Once you dispute a debt in writing, collection must pause until it's verified.
- Calling at Inappropriate Times: Contacting you before 8 a.m. or after 9 p.m. violates federal law.
- Contacting You After You've Hired an Attorney: Once a collector knows you have legal representation, they must only contact your attorney.
- Failing to Disclose Rights in the Initial Communication: Collectors are required to inform you of your rights in their first notice.
Stop Unwanted Calls from Debt Collectors
If you believe that Midland Credit Management is breaking the law or harassing you, don't face it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 866-633-7945, hold collectors accountable, and defend your rights. You pay nothing unless we win.
Ways You Might See This Number
866-633-7945
866-633-7945
This could be a Debt Collector calling you.

866-633-7945

866-633-7945
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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