Constant calls from 866-606-3290?
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Understanding Calls from 866-606-3290

If you're receiving calls from 866-606-3290, it's very likely that the CA-based Patenaude & Felix debt collection law firm is calling you to discuss an alleged debt. Although it does not usually purchase debts, Patenaude & Felix represents other debt buyers and creditors while attempting to collect.

Reasons Why You Are Getting Calls from Patenaude & Felix, 866-606-3290

Patenaude & Felix is probably calling because of one or more of the following reasons:

• To collect a debt, verify/update your contact information, settle an account from a creditor or debt buyer.
• Notify you of delinquent or defaulted payments.
• Update or change in regards to your account status.
• Request for additional documentation to process your case.
• Advising you that further legal action will be taken if debt is not paid.

While these calls may be valid, it is essential to verify whether the debt is correct, legitimate, and yours. You should always ask for written proof of their claim before taking any action.

What You Need to Know About Patenaude & Felix

Patenaude & Felix, APC, was established in 1991 in California, and maintains offices in Nevada, Oregon, Pennsylvania, and Washington. The law firm has dedicated its practice to the filing of debt collection lawsuits and represents many major creditors, Fortune 500 companies, and other debt collection entities. Their client list includes many established names such as Discover Bank, Capital One, CitiBank, National Collegiate Student Loan Trust, American Express, and Target.

With attorneys licensed to practice in several states, including Washington, Patenaude & Felix can file debt collection lawsuits on behalf of creditors all over the country. Though it is a law firm, most of its employees are not lawyers but rather trained debt collectors who attempt to collect as much money as possible for their clients.

As a collection agency, Patenaude & Felix is bound by the FDCPA, a federal law in place that ensures debt collectors do not cross the line into unethical practices. If this company contacts you, first confirm whether or not the debt is yours, and know your rights under the FDCPA.

Handling Persistent 866-606-3290 Calls

If you think the calls from Patenaude & Felix are unwarranted or the debt they claim you owe is not yours, here's what you can do:

1. Request Debt Validation: You can request Patenaude & Felix in writing to prove the debt they claim you owe. This will ensure the debt is valid and you are indeed the party responsible for it.
2. Keep Detailed Records: Document all calls, including the date, time, and substance of calls from 866-606-3290. These will be important in case you believe your rights under the FDCPA have been violated.
3. Dispute the Debt: If you don't owe the debt, or if you believe it is wrong, write them a letter disputing it. If you owe the debt, you might want to consider trying to settle or negotiate some kind of payment plan.
4. Seek Legal Assistance: If this case escalates or you feel that your rights have been violated, contact a reputable FDCPA attorney to protect your rights and explore all your legal options. The right attorney can help you make debt collectors accountable and ensure you get fair treatment.

Know Your Rights When Dealing with Debt Collectors

If you feel that Patenaude & Felix is infringing on your rights, under FDCPA you might be able to recover as much as $1,000 plus actual damages. The following practices are some common violations of FDCPA:

• Contacting Third Parties: Discussing your debt with family, friends, or coworkers except as allowed to locate you.
• Misrepresenting the Debt: Falsely informing about the amount, status, or legal consequence of the debt.
• Calling at Inconvenient Times: Without your consent, calling you before 8 a.m. or after 9 p.m.
• Failing to Verify the Debt: If you request, they should provide written verification and then stop collection activities in its entirety or until it receives verification.
• Adding Unauthorized Fees: Charging interest, fees, or other amounts not authorized by your original contract.
• Excessive or Repeated Calls: Calling repeatedly in a given day for the express purpose of annoying or harassing.

Stop Calls From 866-606-3290

If you have experienced any of the above violations, then it's time to act. We will give you a free consultation to discuss your case and explain your rights to you. And the best part is, with our no-win, no-fee guarantee, you won't pay a single dime until we win your case. Let us help you stop illegal debt collection practices.