Constant calls from 866-532-0424?
Sue the Caller!

Is Citibank Calling You from 866-532-0424?

Citibank may be calling from 866-532-0424. These direct creditors often try to collect debts without third-party agencies. Since Citibank is collecting its own debt, it doesn't have to follow the FDCPA. However, many states still enforce rules against harassment.

How Your State Regulates Debt Collection

Even without FDCPA oversight, state law can protect you from unfair collection tactics by Citibank:

• California: Prohibits threats, false claims, and third-party disclosures.
• Florida: Lets you stop collection calls with a written request.
• Massachusetts: Limits personal collection calls to two per week.
• Michigan: Bans calls outside 8 a.m.- 9 p.m. or at work if you've objected.
• Pennsylvania: Disallows multiple calls for the same debt and false representations.
• Texas: Forbids calls outside legal hours and to workplaces that prohibit them.

What You Can Do If 866-532-0424 Calls Won't Stop

Don't ignore repeated calls from Citibank at 866-532-0424. Here's what you can do to protect yourself:

• Ask for written verification to confirm what you owe and to whom.
• Log each call with dates, times, and summaries to document the activity.
• Report violations to your state's attorney general or consumer protection agency.
• Consult a lawyer if the calls feel threatening, excessive, or misleading.

Call Lemberg Law for a Free Consultation

You don’t have to deal with relentless calls alone. Understanding your rights is the first step to taking control. If Citibank's collection efforts are becoming a burden, Lemberg Law is here to help. Contact us today for a free consultation and let’s discuss your options.