Constant calls from 866-467-4907?
Sue the Caller!

Who Is Calling 866-467-4907?

If 866-467-4907 keeps contacting you, the calls may be from Action Collection Agencies, Inc., a company that collects past-due accounts for creditors. Debt collectors are permitted to reach out about unpaid balances, but they must follow strict federal rules under the Fair Debt Collection Practices Act (FDCPA).

If the calls feel excessive, aggressive, or misleading, you may have important legal protections.

Your Rights When Dealing with Action Collection Agencies, Inc.

Federal law limits how debt collectors can communicate with consumers. The following conduct may violate the FDCPA:

📞 Repeated or inconvenient calls
Collectors generally cannot contact you before 8 a.m. or after 9 p.m. in your local time. Frequent or back-to-back calls from 866-467-4907 could be considered harassment.

⚠️ Threats, intimidation, or abusive language
Debt collectors cannot threaten arrest, use profanity, or pressure you with intimidation to force payment [1].

📄 No written notice of the debt
Within five days of first contact, Action Collection Agencies, Inc. must send written information about the debt, including the amount owed and the original creditor’s name as required by law.

👥 Discussing your debt with others
They also cannot share details of your account with friends, family members, or coworkers (except to obtain your contact information).

❌ False or misleading statements
Collectors cannot misrepresent the amount owed, falsely claim legal action is pending, or pretend to be attorneys or government officials.

What to Do If 866-467-4907 Keeps Calling

If you’re unsure about the debt—or if you’re concerned about the way you’re being contacted—then consider these steps:

Request debt validation
You have the right to demand written proof that the debt is legitimate and that you are responsible for it before making any payment.

Keep records of all communication
Document call dates, times, and what was said. Save voicemails and letters.

Dispute inaccurate debts
If the account is not yours or the amount is incorrect, you can dispute it in writing. Collection efforts must pause until verification is provided.

Send a cease-and-desist letter
You can request that Action Collection Agencies, Inc. stop contacting you. After receiving your letter, they may only contact you to confirm they will stop or to notify you of legal action.

You May Be Entitled to Compensation

If Action Collection Agencies, Inc. violated your rights in calls from 866-467-4907, you may have a legal claim under federal law.

📞 Contact Lemberg Law for a free, no-obligation consultation.
You pay nothing unless your case is successful.