Constant calls from 866-458-7688?
Sue the Caller!

Is Citibank Calling You from 866-458-7688?

Noticed 866-458-7688 on your caller ID? Citibank could be contacting you as a first-party creditor. Since Citibank is collecting its own debt, it doesn't have to follow the FDCPA. However, many states still enforce rules against harassment.

Know Your Rights - State Protections

Even without FDCPA oversight, state law can protect you from unfair collection tactics by Citibank:

• California: Prohibits threats, false claims, and third-party disclosures.
• Florida: Lets you stop collection calls with a written request.
• Massachusetts: Limits personal collection calls to two per week.
• Michigan: Bans calls outside 8 a.m.- 9 p.m. or at work if you've objected.
• Pennsylvania: Disallows multiple calls for the same debt and false representations.
• Texas: Forbids calls outside legal hours and to workplaces that prohibit them.

How to Push Back on Frequent 866-458-7688 Calls

Don't ignore repeated calls from Citibank at 866-458-7688. Here's what you can do to protect yourself:

• Ask for written verification to confirm what you owe and to whom.
• Log each call with dates, times, and summaries to document the activity.
• Report violations to your state's attorney general or consumer protection agency.
• Consult a lawyer if the calls feel threatening, excessive, or misleading.

Call Lemberg Law for a Free Consultation

Help is just a call away. Explore your options and let us help stop the harassment without any out of pocket costs.