Who is Calling 866-395-7475?
If you’ve been getting calls from 866-395-7475, they are likely coming from Alliance One, a debt collection agency. Like all debt collectors, they must follow the Fair Debt Collection Practices Act (FDCPA) when attempting to collect a debt. If they’re violating your rights, you may be able to take legal action.
Signs of an FDCPA Violation
✔ Excessive or untimely calls – Debt collectors cannot call repeatedly or outside legal hours. If 866-395-7475 is calling before 8 a.m. or after 9 p.m., they may be violating the law.
✔ Harassment or intimidation – Alliance One cannot use threats, aggressive language, or intimidation tactics to pressure you into paying. If their calls make you feel harassed, that’s a red flag.
✔ Failure to provide written proof of debt – By law, Alliance One must send written verification of the debt within five days of first contact. If they haven’t, they may be breaking the law.
✔ Talking to others about your debt – Debt collectors cannot discuss your debt with anyone but you. If they’ve spoken to family, friends, or coworkers, that’s a serious violation.
✔ False claims or misleading information – If 866-395-7475 has misrepresented how much you owe, falsely claimed legal action is pending, or given deceptive information, they may be violating the FDCPA.
You Have Rights—We Can Help
If Alliance One is violating your rights, you don’t have to deal with it alone. The FDCPA is in place to protect you, and you may even be entitled to compensation.
📞 Call Lemberg Law for a free consultation. You pay nothing unless we win. Let’s stop the calls and protect your rights.
Ways You Might See This Number
866-395-7475
86639574751-866-395-7475866.395.7475866 395 7475(866) 395-7475This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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