Understanding Calls from 866-309-7011
If you’re receiving repeated calls from **866-309-7011**, it is likely that **Phillips & Cohen Associates**, a debt collection agency, is attempting to contact you regarding an alleged outstanding debt.
Reasons for Calls from Phillips & Cohen Associates at 866-309-7011
Phillips & Cohen Associates may be reaching out to:
- Collect payment on a debt you owe.
- Verify or confirm your contact information.
- Attempt to resolve a balance with your creditor.
While these calls may be legitimate, it’s critical to ensure that the debt in question is valid and belongs to you.
Learn About Phillips & Cohen Associates
Phillips & Cohen Associates is a third-party debt collection agency that works on behalf of creditors to recover overdue payments. As a debt collector, they are required to comply with the **Fair Debt Collection Practices Act (FDCPA)** to ensure their practices are ethical and lawful.
Under the FDCPA, they are prohibited from:
- Calling excessively or at odd hours.
- Using abusive, threatening, or deceptive tactics.
- Contacting you without proper verification of the debt.
Dealing with Repeated Calls from 866-309-7011
If you believe these calls are unwarranted or that you do not owe the debt:
- **Request Debt Validation**
- **Keep Records**
- **Dispute or Negotiate**
- **Stop Harassing Calls**
Stand Up for Your Rights Against Harassment
If you suspect **Phillips & Cohen Associates** has violated your rights, you may be entitled to compensation under the FDCPA. Common violations include:
- Threatening or harassing behavior.
- Contacting third parties about your debt.
- Misrepresenting the amount or nature of the debt.
**You don’t have to face debt collectors alone.** Reach out to us for a free consultation to review your case and discuss your legal options.
Get Help Now – Stop Calls From 866-309-7011
Take back control and ensure your rights are protected. We can:
- Help you verify or dispute the debt.
- Stop unwanted or harassing calls.
- Secure compensation for any violations of your rights.
**Contact us today for a free consultation—pay nothing unless we win!**
Ways You Might See This Number
866-309-7011
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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