Constant calls from 866-300-8750?
Sue the Caller!

Who is calling from 866-300-8750?

If you have been repeatedly receiving calls from 866-300-8750, it is most likely Midland Credit Management, a third-party debt collection agency, trying to reach you regarding some due debt. You should know your rights and the validity of any claim before proceeding.

Why am I getting called constantly?

You are receiving calls from Midland Credit Management for any one of the following reasons:

• Debt collection of an account that is past due
• Contact information verification or update
• Trying to settle an account on your creditor's behalf

First, before making a response, make sure that the debt is valid and belongs to you, really.

Understanding Midland Credit Management and Your Rights

Midland Credit Management is a third-party debt collector that works for the creditor to recover the outstanding balance. They must operate their business under a federal law entitled the FDCPA. The law was specifically enacted to protect consumers from abusive and unfair collection tactics.

Under the FDCPA, Midland Credit Management may not:

• Misrepresent and deceive by pretending to involve law enforcement or an attorney.
• Misstate the consequences of not paying, such as false threats of lawsuit or wage garnishment.
• Contact you at work, especially if they know your employer prohibits such calls.
• Send letters that are misleading, including notices designed to appear to be court documents when they are not.
• Do not provide updated information: Reporting incorrect information to credit bureaus after the debt has been disputed or settled.

If these or similar violations have occurred, you may have a claim for damages under the FDCPA.

What to Do If You're Receiving Calls from 866-300-8750

If you feel that Midland Credit Management is calling you unnecessarily or that the debt involved is not valid, you can do the following:

• Request Debt Validation: You can request from Midland Credit Management written verification of the debt along with information about the original creditor and the amount owed.
• Document Everything: Record every call; the caller's number, the date, the time, and the content. This may later be used as evidence.
• Dispute the Debt: If you think that you do not owe the debt, a written dispute can be provided within 30 days from the very first contact. If it is your debt, then discuss the payment to get rid of the bad reputation.
• Seek Attorney's Advice: If Midland Credit Management violates your rights, an FDCPA attorney can assist you in filing a case and seeking compensation.

Identifying FDCPA Violations by Midland Credit Management

Debt collectors must operate within narrowly defined boundaries under the FDCPA. Watch for these warning signs:

• Sending False Documents: Notices composed as if official legal documents.
• Failure to Correct Errors: Reports to credit bureaus of information that is known to be incorrect after a dispute has been filed.
• Deceptive Collection Attempts: Impersonating someone else in an attempt to pressure payment.
• Ignoring a Cease-and-Desist Request: Further contact after you've requested they stop contacting you.
• Excessive Contact: More than one phone call per day with the intent to harass or intimidate.

How We Can Help

Dealing with calls from Midland Credit Management is overwhelming to handle on your own. We can:

• Help confirm the debt or dispute it on your behalf.
• Stop harassing or unwanted calls.
• Assist you in seeking compensation for FDCPA violations, up to $1,000 plus any damages.

Take Action Today

Don't let illegal debt collection practices continue. Call us now for your free consultation, and don't pay us a thing until we win. We're ready to help you stop the calls, protect your rights, and hold Midland Credit Management accountable.