Constant calls from 866-249-6063?
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What You Need to Know About 866-249-6063

If you’re receiving repeated calls from 866-249-6063, MRS Associates, a debt collection agency, is likely trying to contact you. They may be reaching out for various reasons, including:

• Collecting payment on a debt they claim you owe.
• Verifying or updating your contact or account information.
• Notifying you about overdue payments or account changes.
• Offering a settlement or payment plan to resolve a balance.
• Responding to a dispute you initiated regarding the debt.
• Requesting documentation or additional details about your account.
• Informing you of legal action or next steps related to your account.

Understanding MRS Associates

MRS Associates, also known as MRS BPO, LLC, is a third-party debt collection agency that partners with creditors to recover overdue payments. Established on April 23, 1991, the company operates out of Cherry Hill, NJ. As a debt collector, MRS Associates is required to adhere to the Fair Debt Collection Practices Act (FDCPA), a federal law that ensures ethical and lawful debt collection practices

Dealing with Repeated Calls from 866-249-6063

If you’re receiving calls from MRS Associates at 866-249-6063 and believe they are unwarranted or harassing, here are the steps you can take to protect your rights under the Fair Debt Collection Practices Act (FDCPA):

1) Request Debt Validation

Under the FDCPA, you can request written proof of the debt from MRS Associates to ensure its validity. This validation must include an itemization date, details about the original and current creditor, an account breakdown, and a statement of your rights to dispute the debt within 30 days. If the notice is incomplete or invalid, the debt cannot legally be collected.

2) Keep Detailed Records

Keep a detailed record of every call from MRS Associates, including the date, time, and conversation details. These records are critical if the collector violates the FDCPA, such as by calling outside legal hours, contacting your workplace, using abusive language, or failing to identify themselves properly. Accurate documentation can help you protect your rights and take action if necessary.

3) Dispute or Negotiate the Debt

If you believe the debt is not yours or the amount is incorrect, dispute it in writing using the form included in the Notice of Debt, citing reasons such as incorrect ownership, wrong amount, or other issues with supporting details. If the debt is valid and within the statute of limitations, you can negotiate a payment plan or settlement to resolve the matter.

4. Contact an FDCPA Lawyer

If calls from MRS Associates persist, the collector violates FDCPA rules, or you feel your rights have been infringed, consult an experienced FDCPA attorney. An attorney can review your case for compliance, help stop harassment or illegal practices, and pursue compensation for violations, including up to $1,000 in statutory damages.

Understand Your Rights When Dealing with Debt Collectors

The FDCPA protects you from abusive or unfair debt collection practices. Key rights include:

• Debt collectors cannot contact you before 8 a.m. or after 9 p.m.
• They cannot contact your workplace or discuss your debt with friends or family.
• Collectors cannot use threats, profane language, or misrepresent themselves as law enforcement.
• They must provide a complete and valid Notice of Debt within five days of their first communication.

End Harassment from 866-249-6063

Here’s what we can do for you:

• Verify or dispute the debt to ensure accuracy and fairness.
• Put an end to unwanted or harassing calls.
• Fight to secure compensation if your rights have been violated.

Contact us today for a free consultation—pay nothing unless we win!