Who’s Calling from 866-202-4468?
If calls from 866-202-4468 keep coming in, they’re likely from Portfolio Recovery Associates, a debt collection agency. While they can attempt to collect a debt, they must follow the FDCPA, which protects you from harassment and deceptive practices.
Have They Crossed the Line?
✔ Too Many Calls?
Debt collectors can’t contact you excessively or at inappropriate times. Calls before 8 a.m. or after 9 p.m. may be against the law.
✔ Threats or Harassment?
They can’t use aggressive language, threats, or intimidation to collect a debt.
✔ Failure to Validate the Debt?
If requested, Portfolio Recovery Associates must send written proof of the debt, including the creditor’s name and amount owed, within five days of their first call.
✔ Revealing Debt Information to Others?
They aren’t allowed to discuss your debt with family, friends, or your employer.
✔ Misrepresenting the Debt?
If they have exaggerated how much you owe or falsely claimed they’ll take legal action, that’s a violation.
Put an End to the Harassment
If Portfolio Recovery Associates has broken the law, you may be entitled to compensation.
Want the calls to stop? Call Lemberg Law for a free consultation. You won’t pay a thing unless we win.
Ways You Might See This Number
866-202-4468
86620244681-866-202-4468866.202.4468866 202 4468(866) 202-4468This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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