866-201-4972 Quick Facts:
- Capital Management Services is likely calling from 866-201-4972
- Capital Management Services is a debt collector
- They must follow the Fair Debt Collection Practices Act (FDCPA)
Who Is Calling from 866-201-4972?
If you're getting calls from 866-201-4972, they are likely from Capital Management Services, a third-party debt collection agency.
Like all debt collectors, they must follow the Fair Debt Collection Practices Act (FDCPA), a federal law that protects consumers from harassment, deception, and other abusive collection practices.
Possible FDCPA Violations by Capital Management Services
If calls from 866-201-4972 are disrupting your life, here are some common FDCPA violations this debt collector may be committing:
- Calling Too Often
Debt collectors cannot call you more than seven times within seven days about the same debt or call again within seven days after talking to you about it. Learn more about these limits here. - Failing to Send a Debt Validation Notice
Within five days of first contacting you, they must send a written notice explaining the amount of the debt, the name of the creditor, and your right to dispute the debt. - Contacting You at Inconvenient Times
Collectors cannot call before 8 a.m. or after 9 p.m. They also cannot contact you at times or places they know are inconvenient including your workplace, if your employer doesn't allow personal calls. - Ignoring a Written Request to Stop Contact
If you send a written request asking them to stop contacting you, they must stop except to notify you that collection efforts have ended or that specific legal action may follow. - Contacting Friends, Family, or Co-Workers
Debt collectors cannot discuss your debt with anyone other than you, your attorney, the creditor, or a credit reporting agency. Talking to family, friends, or co-workers about your debt is illegal. - Threatening Legal Action on Expired Debt
Collectors cannot sue or threaten to sue you for a debt that is past the statute of limitations, also known as time-barred debt.
Take Action Today
If you believe Capital Management Services is violating your rights, Lemberg Law can help.
Contact us for a free case review. You pay nothing unless we win.
Ways You Might See This Number
866-201-4972
86620149721-866-201-4972866.201.4972866 201 4972(866) 201-4972866-201-4972
This could be a Debt Collector calling you.
866-201-4972
866-201-4972
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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