Understanding Calls from 855-820-5189
If you’re receiving repeated calls from 855-820-5189, it is likely that Southwest Credit Systems Inc., a debt collection agency, is attempting to contact you regarding an alleged outstanding debt.
Reasons for Calls from Southwest Credit Systems Inc. at 855-820-5189
Southwest Credit Systems Inc. may be reaching out to:
- Collect payment on a debt you owe.
- Verify or confirm your contact information.
- Attempt to resolve a balance with your creditor.
While these calls may be legitimate, it’s critical to ensure that the debt in question is valid and belongs to you.
Learn About Southwest Credit Systems Inc.
Southwest Credit Systems Inc. is a third-party debt collection agency that works on behalf of creditors to recover overdue payments. As a debt collector, they are required to comply with the Fair Debt Collection Practices Act (FDCPA) to ensure their practices are ethical and lawful.
Under the FDCPA, they are prohibited from:
- Calling excessively or at odd hours.
- Using abusive, threatening, or deceptive tactics.
- Contacting you without proper verification of the debt.
Dealing with Repeated Calls from 855-820-5189
If you believe these calls are unwarranted or that you do not owe the debt:
- Request Debt Validation: You have the right to ask Southwest Credit Systems Inc. to provide written proof of the debt. This ensures the debt is valid and you are legally responsible for it.
- Keep Records: Document the date, time, and content of each call you receive from 855-820-5189. This can be critical evidence if you believe your rights under the FDCPA are being violated.
- Dispute or Negotiate: If you do not owe the debt, you can dispute it in writing. If you do owe it, discuss potential payment options with Southwest Credit Systems Inc. to resolve the matter.
- Stop Harassing Calls: If the calls continue or become excessive, you can send a cease-and-desist letter to stop further communication.
Get Help Now – Stop Calls From 855-820-5189
Take back control and ensure your rights are protected. We can:
- Help you verify or dispute the debt.
- Stop unwanted or harassing calls.
- Secure compensation for any violations of your rights.
Contact us today for a free consultation—pay nothing unless we win!
Ways You Might See This Number
855-820-5189
85582051891-855-820-5189855.820.5189855 820 5189(855) 820-5189This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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