Constant calls from 855-509-8569?
Sue the Caller!

Is Credit One Bank Calling You from 855-509-8569?

If you’ve been receiving calls from 855-509-8569, the caller may be Credit One Bank, a financial institution that issues credit cards and other consumer banking products. The bank is headquartered in Las Vegas and focuses largely on credit cards for consumers building or rebuilding credit.

If the bank believes a payment is overdue or there is an issue with your account, it may contact you directly. However, state laws still limit harassment, excessive calls, and deceptive collection practices, even when the caller is the original creditor.

Know Your Rights – State-Specific Protections

Many states provide additional protections against aggressive collection calls:

California: Calls must generally occur between 8 a.m.–9 p.m., and deceptive or abusive contact is prohibited.

Connecticut: Creditors cannot claim to be government officials, accuse consumers of crimes, or use calls intended to harass.

Florida: Bans misleading statements and excessive calls that amount to harassment, including workplace calls if the employer prohibits them.

Maryland: The Maryland Consumer Debt Collection Act prohibits threatening or deceptive tactics and allows consumers to pursue damages.

Massachusetts: Limits collection calls to two calls within seven days to a personal number.

Michigan: Calls cannot occur before 8 a.m. or after 9 p.m. and must stop at a workplace if the consumer objects.

Missouri: The Missouri Merchandising Practices Act prohibits deceptive or unfair conduct in credit transactions.

North Carolina: The North Carolina Debt Collection Act bans harassment, threats, and deceptive practices.

Pennsylvania: The Fair Credit Extension Uniformity Act restricts repeated calls and deceptive collection tactics.

Texas: Calls are limited to 8 a.m.–9 p.m., and collectors generally cannot contact you at work if your employer prohibits it.

What You Can Do

If 855-509-8569 keeps calling:

• Ask for written verification of the debt.
• Keep a log of all calls (date, time, and what was said).
• Send a written request asking the creditor to limit or stop contact if permitted by state law.
• Speak with a consumer rights attorney if the calls become excessive or abusive.

Call Lemberg Law for a Free Consultation

If Credit One Bank at 855-509-8569 has been calling repeatedly or using aggressive tactics, you may have legal options. Laws such as the Telephone Consumer Protection Act (TCPA) allow consumers to seek damages for certain unwanted or repeated calls.

Call Lemberg Law for a free consultation. You pay nothing unless we win. Let us help stop the calls and protect your rights.