What's with the calls from 855-489-0644?
Getting calls from 855-489-0644? You may be dealing with Convergent Outsourcing Inc.. Understanding debt collection laws can help you protect yourself. Learn more about your rights under the Fair Debt Collection Practices Act (FDCPA) to ensure you are protected.
What Debt Collectors Like Convergent Outsourcing Inc. Can and Cannot Do
Debt collectors must follow strict legal guidelines when attempting to collect a debt. Below are some common violations that may indicate Convergent Outsourcing Inc. is acting unlawfully:
- Contacting Others About Your Debt: Debt collectors cannot share your financial information with family, employers, or friends. If 855-489-0644 has done so, it may be illegal.
- Threats and Harassment: No debt collector, including Convergent Outsourcing Inc., is allowed to use threats, profanity, or intimidation.
- Providing False Information: Some collectors misrepresent debts or falsely claim they can take legal action. If the caller made false statements, they may be violating federal law.
- Calling at Unusual Hours: The law prevents collectors from calling before 8 a.m. or after 9 p.m. If 855-489-0644 contacts you outside these hours, it may be illegal.
- Failure to Provide Debt Validation: If you receive a call from 855-489-0644, the collector must send written verification of the debt within five days. If they haven't, they could be breaking the law.
Protect Yourself from Harassing Calls
If you believe that Convergent Outsourcing Inc. has violated your rights, you don't have to handle it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 855-489-0644, hold collectors accountable, and protect your rights. You pay nothing unless we win.
Consumers have rights under the FDCPA. Debt collectors are required to follow strict legal guidelines when attempting to collect debts. They must provide accurate information, avoid harassment, and ensure fair treatment. If you believe a collector is violating your rights, you have legal options.
Ways You Might See This Number
855-489-0644
85548906441-855-489-0644855.489.0644855 489 0644(855) 489-0644This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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