Constant calls from 855-306-6998, Sue the Caller!

So What's the Deal with Calls from 855-306-6998

Are you getting nonstop calls from 855-306-6998? It’s probably Ally Financial trying to reach you about a supposed unpaid debt. Don’t stress—let’s unpack what’s going on and figure out how to handle it!

Reasons for Calls from Ally Financial at 855-306-6998

If you’re getting calls from Ally Financial, they might be reaching out for several reasons, including:

• Verifying or updating your contact information.
• Offering payment options or settlements to clear the debt.
• Informing you about overdue payments or changes to your account status.
• Following up on prior communications or incomplete payment arrangements.

Your first step is to confirm that the debt is actually yours. It’s possible the debt belongs to someone else, so verifying the details is crucial to protect yourself and take the appropriate next steps.

Learn About Ally Financial

Ally Financial is a third-party debt collector that partners with creditors to recover overdue payments. As a debt collector, they must follow the rules set by the Fair Debt Collection Practices Act (FDCPA)—a federal law that protects consumers from unfair, abusive, or deceptive behavior during the debt collection process.

The FDCPA lays down the rules for debt collectors, covering when they can contact you, how they can reach out, and what details they have to provide about the debt. It also gives you the right to dispute the debt or ask for proof that it’s legitimate. Simply put, this law is here to protect you—it bans harassment, lies, and unauthorized communication to make sure you’re treated fairly during the debt collection process.

Dealing with Repeated Calls from 855-306-6998

If you believe these calls are unwarranted or that you do not owe the debt:

1. Request Debt Validation: You have the right to ask Ally Financial to provide written proof of the debt. This ensures the debt is valid and you are legally responsible for it.
2. Keep Records: Document the date, time, and content of each call you receive from 855-306-6998. This can be critical evidence if you believe your rights under the FDCPA are being violated.
3. Dispute or Negotiate: If you do not owe the debt, you can dispute it in writing. If you do owe it, discuss potential payment options with Ally Financial to resolve the matter.
4. Get Legal Help: If the calls continue, get help from an FDCPA attorney

Stand Up for Your Rights Against Harassment

If you suspect Ally Financial has violated your rights, you may be entitled to compensation under the FDCPA. Common violations include:

• Calling at odd hours: Contacting you outside of the legal window (before 8 a.m. or after 9 p.m.) is not allowed unless you give explicit permission.
• Threatening illegal actions: Debt collectors cannot threaten actions they are not legally allowed or intend to take, like jail time or wage garnishment without a court order.
• Adding unauthorized fees: Tacking on extra charges or interest not outlined in the original agreement is illegal.

Dealing with debt collectors can feel overwhelming, but you’re not alone. Let us stand by your side. Reach out today for a free consultation—we’ll help you understand your rights, review your case, and map out the best path to take control of the situation!

Why You Can Trust Lemberg Law

When it comes to choosing a law firm to represent you, trust and proven results matter. Here’s why clients turn to us with confidence:

• Proven Track Record: Since 2006, we’ve been fighting for justice and winning the compensation our clients deserve, earning their trust and satisfaction along the way.
• Client-Centered Approach: We’re here to listen, guide, and fight for you every step of the way. You can trust us to handle your case with care, expertise, and unwavering dedication.
• A+ BBB Rating: With an A+ rating from the Better Business Bureau, we uphold the highest standards of integrity, privacy, and professionalism in all we do.

Contact us today for a free consultation—pay nothing unless we win!