Who’s Calling from 844-236-4766?
If you’re receiving calls from 844-236-4766, it’s likely from AFNI Collections, a debt collection agency. While debt collectors can contact you about unpaid balances, they must follow the Fair Debt Collection Practices Act (FDCPA).
Are They Crossing the Line?
✔ Too Many Calls?
Debt collectors can’t call you repeatedly throughout the day or contact you at inconvenient times. Calls before 8 a.m. or after 9 p.m. could violate federal law.
✔ Harassment or Threats?
No collector should ever use intimidation, profanity, or threats to pressure you. If any call has made you feel uncomfortable, that’s not allowed.
✔ No Proof of the Debt?
AFNI must send a written notice explaining the debt—who you owe and how much—within five days of their first contact. If they haven’t, that’s a red flag.
✔ Contacting Other People?
They aren’t allowed to discuss your debt with family, friends, or coworkers. The only reason they can contact others is to ask for your location.
✔ Lying About the Debt?
If they have misrepresented the amount you owe or falsely threatened legal action, that could be illegal.
Know Your Rights
Don’t put up with harassment. Call Lemberg Law for a free consultation. You won’t pay anything unless we win.
Ways You Might See This Number
844-236-4766
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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