





Who is Calling from 844-205-2138?
If you're getting calls from 844-205-2138, it may be Monarch Recovery Management trying to collect a debt. But not all collection activity is legal. Learn about your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself from unfair or aggressive tactics.
Are Calls from 844-205-2138 Violating Your Rights?
Monarch Recovery Management must follow the law when contacting you. Below are common violations to look out for:
- Failing to Disclose Rights in the Initial Communication: Collectors are required to inform you of your rights in their first notice.
- Threats and Harassment: Collectors may not use intimidation, threats, or profanity when speaking to you.
- Failing to Identify Themselves as a Debt Collector: Every communication must clearly state the caller's identity and purpose.
- Threatening Arrest or Legal Action Without Intent: Legal threats must be real, not used as intimidation.
- Using Deceptive Company Names or Titles: Pretending to be a law office or government agency is illegal.
Stop Unwanted Calls from Debt Collectors
If you believe that Monarch Recovery Management is breaking the law or harassing you, don't face it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 844-205-2138, hold collectors accountable, and defend your rights. You pay nothing unless we win.
Ways You Might See This Number
844-205-2138
844-205-2138
This could be a Debt Collector calling you.

844-205-2138

844-205-2138
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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