Who’s Calling from 818-451-4227?
If you’re getting calls from 818-451-4227, it’s likely Portfolio Recovery Associates, a well-known debt collection agency. Debt collectors must comply with the FDCPA, which protects consumers from unfair or abusive practices.
Are They Violating the Law?
✔ Too Many Calls?
Debt collectors can’t overwhelm you with calls or contact you at unreasonable times. Calls before 8 a.m. or after 9 p.m. in your time zone are illegal.
✔ Harassing or Threatening You?
They aren’t allowed to intimidate, threaten, or use harsh language.
✔ Refusing to Validate the Debt?
If requested, Portfolio Recovery Associates must send written proof of the debt within five days of their first call.
✔ Revealing Your Debt to Others
They can’t share your debt details with anyone except you. They can only contact your family or friends to verify your whereabouts.
✔ Misleading You About the Debt
They can’t exaggerate the amount you owe or make false legal threats.
✔ Disclosure their Identify
Debt collectors must disclose that they are debt collector for all correspondence and communications including on social media.
Stop the Harassment
If Portfolio Recovery Associates has violated the law, you may be entitled to compensation.
Want to put an end to the calls? Call Lemberg Law for a free consultation. You pay nothing unless we win.
Ways You Might See This Number
818-451-4227
81845142271-818-451-4227818.451.4227818 451 4227(818) 451-4227This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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