Constant calls from 800-966-6546?
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Is Walmart Calling You from 800-966-6546?

Calls from 800-966-6546 are likely coming from Walmart, a first-party lender managing its own debt recovery. Walmart may not follow FDCPA rules, but that doesn't give them free rein. State laws can still shield you from abusive practices.

What State Laws Say About Debt Collection

Walmart must still comply with state-level consumer laws. These vary, but common protections include:

• California: Prohibits threats, false claims, and third-party disclosures.
• Florida: Lets you stop collection calls with a written request.
• Massachusetts: Limits personal collection calls to two per week.
• Michigan: Bans calls outside 8 a.m.- 9 p.m. or at work if you've objected.
• Pennsylvania: Disallows multiple calls for the same debt and false representations.
• Texas: Forbids calls outside legal hours and to workplaces that prohibit them.

Taking Control of 800-966-6546 Calls

If you believe Walmart is contacting you too frequently or unfairly from 800-966-6546, try these steps:

• Ask for written verification to confirm what you owe and to whom.
• Log each call with dates, times, and summaries to document the activity.
• Report violations to your state's attorney general or consumer protection agency.
• Consult a lawyer if the calls feel threatening, excessive, or misleading.

Call Lemberg Law for a Free Consultation

Help is just a call away. Explore your options and let us help stop the harassment without any out of pocket costs.