Is Macy’s Calling You from 800-947-6229?
If you’ve been receiving calls from 800-947-6229, it may be from Macy’s, a first-party creditor. Unlike third-party debt collectors, Macy’s is not required to follow the Fair Debt Collection Practices Act (FDCPA). However, state laws still protect you from harassment, excessive contact, and unfair collection practices.
Know Your Rights – State-Specific Protections
Your rights depend on where you live, as many states have specific laws regulating how creditors like Macy’s can contact you:
- California: Debt collectors cannot use deceptive statements, threaten consumers, or contact unauthorized third parties.
- Florida: Collection calls must stop if the consumer has requested in writing that they cease communication.
- Massachusetts: Limits collection calls to no more than two calls per seven-day period to a personal number.
- Michigan: Prohibits collection calls before 8 a.m. or after 9 p.m., or to workplaces if the consumer objects.
- Pennsylvania: Prohibits multiple calls per week about the same debt and bans deceptive collection practices.
- Texas: Bans calls outside 8 a.m.–9 p.m. and prevents workplace calls if the employer does not permit them.
What You Can Do If the Calls Continue
If 800-947-6229 is calling excessively or you believe Macy’s is violating your state’s debt collection laws, take the following steps:
✓ Request written verification of the debt.
✓ Keep a detailed log of every call, including time, date, and conversation details.
✓ File a complaint with your state’s consumer protection agency if necessary.
✓ Consult an attorney if Macy’s is using aggressive or deceptive collection tactics.
Call Lemberg Law for a Free Consultation
If 800-947-6229 has been calling frequently or violating your rights, call Lemberg Law today. You pay nothing unless we win. Let us help you stop the harassment and protect your rights.
Ways You Might See This Number
800-947-6229
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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