Who Is Calling 800-900-1370?
Calls from 800-900-1370 often come from Penn Credit Corporation, a debt collection agency. Federal law allows collection activity, but the Fair Debt Collection Practices Act (FDCPA) imposes strict limits on how collectors operate. When those limits get ignored, you can step in and enforce your rights.
FDCPA Rights Every Consumer Should Know
The FDCPA sets clear, enforceable rules. Watch for these violations:
- Calling at improper times or too frequently
- Collectors may contact you only between 8 a.m. and 9 p.m. and cannot repeatedly call to pressure or annoy you.
- Using harassment or intimidation
- Threats, abusive language, or aggressive tactics violate federal law.
- Failing to provide written validation
- Within five days of first contact, Penn Credit Corporation must send written details of the debt.
- Contacting third parties about your debt
- Disclosure of your debt to others—outside narrow exceptions—is prohibited.
- Making false or misleading statements
- Misrepresenting the amount owed or threatening legal action without intent to follow through breaks the law.
- Take Control of the Calls
Ways to Protect Yourself Starting Now
- Request validation
- Demand written proof to confirm the debt is accurate and enforceable.
- Document every interaction
- Record dates, times, frequency, and statements to build a strong record.
- Dispute or resolve the debt
- Send a written dispute if the debt is incorrect, or negotiate payment if it is valid.
- Stop further contact
- Send a cease-and-desist letter and require Penn Credit Corporation to stop calling.
Take Steps to Protect Your Rights
FDCPA violations can entitle you to compensation, including statutory damages and attorney’s fees.
📞 Call Lemberg Law for a free, no-pressure consultation.
You pay nothing unless we win.
Ways You Might See This Number
800-900-1370
80090013701-800-900-1370800.900.1370800 900 1370(800) 900-1370800-900-1370
This could be a Debt Collector calling you.
800-900-1370
800-900-1370
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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