Who Owns 800-823-2318?
Our internal data and research show that MediCredit, a company specializing in medical debt collection, makes calls from 800-823-2318. They often place these calls to recover unpaid medical bills or resolve outstanding balances with healthcare providers.
Who Is MediCredit?
MediCredit operates as a third-party debt collector, focusing on recovering overdue payments on behalf of healthcare organizations. As a debt collector, MediCredit is required to comply with the Fair Debt Collection Practices Act (FDCPA), a federal law designed to protect consumers from harassment and ensure ethical collection practices.
Your Rights Under the FDCPA
The FDCPA gives consumers several protections, including but not limited to the following:
- Debt collectors cannot contact you repeatedly in a manner intended to annoy or harass.
- They cannot misrepresent the amount owed or the legal status of the debt.
- They must clearly identify themselves and the purpose of their communication.
- They cannot threaten legal action, arrest, or wage garnishment without intent or authority to follow through.
- They must provide a written validation notice detailing the debt, including the original creditor and an itemized breakdown, within five days of first contact.
If MediCredit violates these rules, you may have the right to seek compensation for damages caused by their actions.
What Can You Do About Repeat 800-823-2318 Calls?
If you’re receiving calls from 800-823-2318 and believe the debt is invalid or MediCredit’s practices are unlawful, request written proof, document all calls, and dispute the debt in writing if necessary.
If the calls persist or someone violates your rights, Lemberg Law will stop the harassment and seek compensation for you.
Remember: You won’t pay a dime unless we win your case.
Ways You Might See This Number
800-823-2318
80082323181-800-823-2318800.823.2318800 823 2318(800) 823-2318This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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