Who is Calling 800-483-8314?
Our research indicates that 800-483-8314 belongs to GTL AdvancePay, a debt collection agency. As a debt collector, GTL AdvancePay must comply with the Fair Debt Collection Practices Act (FDCPA), which ensures that consumers are protected from abusive, deceptive, and unfair collection practices.
Your FDCPA Violations Checklist for GTL AdvancePay
✓ Unlawful threats or coercion:
Debt collectors are strictly prohibited from using threats of violence, arrest, or other illegal actions to coerce payment. If representatives from 800-483-8314 have made such threats, it is a violation of the FDCPA
✓ Failure to disclose identity:
Debt collectors must clearly identify themselves as a debt collector during initial communication and must disclose that any information obtained will be used to collect a debt. If 800-483-8314 fails to provide these disclosures, they are acting unlawfully
✓ Improper handling of disputes:
If you dispute a debt in writing within 30 days of being contacted, GTL AdvancePay must stop all collection efforts until they provide written verification of the debt or details about the original creditor. If 800-483-8314 continues to contact you without verifying the debt, they are in violation of the FDCPA
✓ Adding unauthorized charges:
Collectors are not allowed to add fees, interest, or other charges to your debt unless authorized by the original agreement or by state law. If GTL AdvancePay has increased the amount you owe without proper authorization, this could be considered an unfair practice
✓ Repeated or excessive calls:
The FDCPA prohibits debt collectors from repeatedly calling or allowing your phone to ring excessively to annoy or harass you. If calls from 800-483-8314 are persistent and excessive, this behavior may be a form of harassment
Call Lemberg Law Today
If you’ve received calls from 800-483-8314 and suspect that GTL AdvancePay has violated your FDCPA rights, contact Lemberg Law for a free consultation. You pay nothing unless we win. Let us help you stop the calls, protect your rights, and hold debt collectors accountable.
Ways You Might See This Number
800-483-8314
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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