Constant calls from 800-421-2110?
Sue the Caller!

Is Bank Of America Calling You from 800-421-2110?

Calls from 800-421-2110 are likely coming from Bank Of America, a first-party lender managing its own debt recovery. Since Bank Of America is collecting its own debt, it doesn't have to follow the FDCPA. However, many states still enforce rules against harassment.

What State Laws Say About Debt Collection

Consumer protections differ by state. Here's what Bank Of America needs to follow depending on where you live:

• California: Prohibits threats, false claims, and third-party disclosures.
• Florida: Lets you stop collection calls with a written request.
• Massachusetts: Limits personal collection calls to two per week.
• Michigan: Bans calls outside 8 a.m.- 9 p.m. or at work if you've objected.
• Pennsylvania: Disallows multiple calls for the same debt and false representations.
• Texas: Forbids calls outside legal hours and to workplaces that prohibit them.

Steps to Take If 800-421-2110 Keeps Calling

If you believe Bank Of America is contacting you too frequently or unfairly from 800-421-2110, try these steps:

• Ask for written verification to confirm what you owe and to whom.
• Log each call with dates, times, and summaries to document the activity.
• Report violations to your state's attorney general or consumer protection agency.
• Consult a lawyer if the calls feel threatening, excessive, or misleading.

Call Lemberg Law for a Free Consultation

Ready to take action? Know your rights and contact Lemberg Law. Your consultation is free, and you won't pay unless we win.