Is Chase Bank Reaching Out from 800-399-7189?
Repeated calls from 800-399-7189 may trace back to Chase Bank. Although the FDCPA doesn't apply to creditors collecting their own debts, state-level protections still apply.
How State Laws Protect You from Collection Calls
Different states have different rules. Here are some laws that could limit how Chase Bank may contact you:
- California: Creditors can't make false threats or contact unauthorized third parties.
- Florida: You can stop collection calls by submitting a written request.
- Massachusetts: Personal numbers can receive no more than two calls per week.
- Michigan: Calls must occur between 8 a.m. and 9 p.m. and not reach your job if you object.
- Pennsylvania: Collectors may not call repeatedly about the same debt or mislead you.
- Texas: Calls outside legal hours or to restricted workplaces violate state law.
Your Next Steps if Chase Bank Keeps Calling from 800-399-7189
Here's how to respond if Chase Bank keeps calling:
- Request written proof of the debt to confirm its validity.
- Document every call, including when it happened and what was said.
- Report issues to your state's consumer protection agency if necessary.
- Talk to a consumer attorney if the communication feels excessive or aggressive.
Call Lemberg Law for a Free Consultation
If you believe that calls from 800-399-7189 are pushing boundaries, Lemberg Law is here to help. We offer free consultations, and you won't pay unless we win. Don't let unwanted contact take over your day-reach out today.
Ways You Might See This Number
800-399-7189
800-399-7189
This could be a Debt Collector calling you.

800-399-7189

800-399-7189
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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