Who Owns 800-321-9637?
Our research identifies 800-321-9637 as a number used by Exeter Finance, a company specializing in auto loan servicing. Founded in 2006, the company underwrites, purchases, services, and securitizes retail installment contracts from U.S. automobile dealers. They partner with over 13,000 dealers to provide financing for new and used vehicles (Source).
Why is Exeter Finance Calling?
Here are some possible reasons why Exeter Finance might be calling you:
- Past-Due Balance: To inform you of a past-due balance on your auto loan.
- Account Verification: To verify account information or update your contact details.
- Payment Plan Options: To discuss setting up a payment plan if you’re facing financial difficulties.
Your Rights Under the Law
Whether you’re dealing with auto loan servicing or debt collection, companies like Exeter Finance are required to comply with the Fair Debt Collection Practices Act (FDCPA) and other applicable laws.
Here are some of your key rights:
- Clear Communication: You have the right to receive clear and accurate information about your loan, including any fees or balances owed.
- Call Times: Companies cannot contact you before 8 a.m. or after 9 p.m. unless you have explicitly agreed to these times.
- Harassment-Free Interaction: You are protected from abusive, deceptive, or harassing behavior during communications.
- Right to Dispute: If you believe there is an error or inaccuracy with your account, you can dispute the information and request verification.
If Exeter Finance violates your rights, you have legal recourse, including the ability to seek compensation for any damages caused.
Next Steps
If Exeter Finance has violated your rights or overwhelmed you with persistent calls or account issues, you have rights. Lemberg Law is here to help you stop the harassment, hold the company accountable, and explore your legal options.
With our no-win, no-fee guarantee, you can confidently take action without financial risk.
Contact us today for a free consultation and take the first step toward regaining control.
Ways You Might See This Number
800-321-9637
80032196371-800-321-9637800.321.9637800 321 9637(800) 321-9637This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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