Constant calls from 800-321-1150?
Sue the Caller!

Is Creditfirst National Association Calling You from 800-321-1150?

Creditfirst National Association may be calling from 800-321-1150. These direct creditors often try to collect debts without third-party agencies. Creditfirst National Association may not follow FDCPA rules, but that doesn't give them free rein. State laws can still shield you from abusive practices.

Know Your Rights - State Protections

Many states restrict how companies like Creditfirst National Association contact consumers. Here are a few examples of state laws that might apply:

• California: Prohibits threats, false claims, and third-party disclosures.
• Florida: Lets you stop collection calls with a written request.
• Massachusetts: Limits personal collection calls to two per week.
• Michigan: Bans calls outside 8 a.m.- 9 p.m. or at work if you've objected.
• Pennsylvania: Disallows multiple calls for the same debt and false representations.
• Texas: Forbids calls outside legal hours and to workplaces that prohibit them.

Responding to Ongoing Calls from 800-321-1150

Think the calls from 800-321-1150 are getting out of hand? Take action with these consumer strategies:

• Ask for written verification to confirm what you owe and to whom.
• Log each call with dates, times, and summaries to document the activity.
• Report violations to your state's attorney general or consumer protection agency.
• Consult a lawyer if the calls feel threatening, excessive, or misleading.

Call Lemberg Law for a Free Consultation

Let Lemberg Law protect your rights. Know what's legal and schedule your free consultation today.