Who is Calling from 800-297-2365?
Calls from 800-297-2365 often leave consumers wondering about their rights. If these calls are from Midland Credit Management, it's best to verify their compliance with legal guidelines. Learn more about your rights under the Fair Debt Collection Practices Act (FDCPA) to ensure you are protected.
How to Respond to Debt Collection Calls from 800-297-2365
Debt collectors must follow strict legal guidelines when attempting to collect a debt. Below are some common violations that may indicate Midland Credit Management is acting unlawfully:
- Contacting Others About Your Debt: Debt collectors cannot share your financial information with family, employers, or friends. If 800-297-2365 has done so, it may be illegal.
- Threats and Harassment: No debt collector, including Midland Credit Management, is allowed to use threats, profanity, or intimidation.
- Calling at Unusual Hours: The law prevents collectors from calling before 8 a.m. or after 9 p.m. If 800-297-2365 contacts you outside these hours, it may be illegal.
- Failure to Provide Debt Validation: If you receive a call, the collector must send written verification of the debt within five days. If they haven't, they could be breaking the law.
- Providing False Information: Some collectors misrepresent debts or falsely claim they can take legal action. If the caller has made false statements, they may be violating federal law.
Protect Yourself from Harassing Calls
If you believe that Midland Credit Management has violated your rights, you don't have to handle it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 800-297-2365, hold collectors accountable, and protect your rights. You pay nothing unless we win.
Consumers have rights under the FDCPA. Debt collectors are required to follow strict legal guidelines when attempting to collect debts. They must provide accurate information, avoid harassment, and ensure fair treatment. If you believe a collector is violating your rights, you have legal options.
Ways You Might See This Number
800-297-2365
80029723651-800-297-2365800.297.2365800 297 2365(800) 297-2365This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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