Who is Calling from 800-289-8004?
If you're getting calls from 800-289-8004, it may be Bay Area Credit Service trying to collect a debt. But not all collection activity is legal. Learn about your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself from unfair or aggressive tactics.
Are Calls from 800-289-8004 Violating Your Rights?
Bay Area Credit Service must follow the law when contacting you. Below are common violations to look out for:
- Trying to Collect a Debt You Don't Owe: Attempting to collect on a settled or inaccurate debt is unlawful.
- Contacting You After You've Hired an Attorney: Once a collector knows you have legal representation, they must only contact your attorney.
- Failing to Identify Themselves as a Debt Collector: Every communication must clearly state the caller's identity and purpose.
- Failing to Disclose Rights in the Initial Communication: Collectors are required to inform you of your rights in their first notice.
- Continuing to Contact After a Written Cease Request: If you request no contact in writing, collectors must stop.
Stop Unwanted Calls from Debt Collectors
If you believe that Bay Area Credit Service is breaking the law or harassing you, don't face it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 800-289-8004, hold collectors accountable, and defend your rights. You pay nothing unless we win.
Ways You Might See This Number
800-289-8004
80028980041-800-289-8004800.289.8004800 289 8004(800) 289-8004800-289-8004
This could be a Debt Collector calling you.
800-289-8004
800-289-8004
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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