Constant calls from 800-236-8182?
Sue the Caller!

Why Is Credit One Bank Calling You from 800-236-8182?

Credit One Bank might be using 800-236-8182 to reach out about a balance. The FDCPA doesn't govern first-party creditors, but you can still rely on state consumer laws to protect you.

Your Rights Under State Collection Laws

Different states have different rules. Here are some laws that could limit how Credit One Bank may contact you:

• California: Creditors can't make false threats or contact unauthorized third parties.
• Florida: You can stop collection calls by submitting a written request.
• Massachusetts: Personal numbers can receive no more than two calls per week.
• Michigan: Calls must occur between 8 a.m. and 9 p.m. and not reach your job if you object.
• Pennsylvania: Collectors may not call repeatedly about the same debt or mislead you.
• Texas: Calls outside legal hours or to restricted workplaces violate state law.

Take Action to Stop the Calls from 800-236-8182

Here's how to respond if Credit One Bank keeps calling:

• Request written proof of the debt to confirm its validity.
• Document every call, including when it happened and what was said.
• Report issues to your state's consumer protection agency if necessary.
• Talk to a consumer attorney if the communication feels excessive or aggressive.

Take Action Against Unwanted Calls

If you believe that calls from 800-236-8182 are pushing boundaries, Lemberg Law is here to help. We offer free consultations, and you won't pay unless we win. Don't let unwanted contact take over your day-reach out today.