Constant calls from 763-219-8086?
Sue the Caller!

Who Is Calling 763-219-8086?

Calls from 763-219-8086 often come from Diversified Adjustment Service, Inc., a debt collection agency. Federal law allows collection activity, but the Fair Debt Collection Practices Act (FDCPA) strictly controls how collectors operate. When those limits get violated, you can act and enforce your rights.

Know What the FDCPA Protects

The FDCPA establishes clear rules for collection conduct. Watch for these violations:

• Calling at improper times or too frequently
• Collectors may contact you only between 8 a.m. and 9 p.m. and cannot repeatedly call to pressure or annoy you.
• Using harassment or intimidation
• Threats, abusive language, or aggressive tactics violate federal law.
• Failing to provide written validation
• Within five days of first contact, Diversified Adjustment Service, Inc. must send written details of the debt.
• Contacting third parties about your debt
• Disclosure of your debt to others—outside narrow exceptions—is prohibited.
• Making false or misleading statements
• Misrepresenting the amount owed or threatening legal action without intent to follow through breaks the law.
• Take Control of the Calls

What You Can Do Now to Protect Yourself

• Request validation
• Demand written proof to confirm the debt is accurate and enforceable.
• Document every interaction
• Record dates, times, frequency, and statements to build a strong record.
• Dispute or resolve the debt
• Send a written dispute if the debt is incorrect, or negotiate payment if it is valid.
• Stop further contact
• Send a cease-and-desist letter and require Diversified Adjustment Service, Inc. to stop calling.

Protect Yourself and Assert Your Rights

FDCPA violations can entitle you to compensation, including statutory damages and attorney’s fees.

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