Constant calls from 716-351-3820?
Sue the Caller!

Who Is Behind the Calls from 716-351-3820?

If you're receiving repeated calls from 716-351-3820, it's likely that Atlantic Recovery Solutions LLC, a third-party debt collection agency, is trying to contact you about an alleged outstanding debt. Understanding your rights and the nature of these calls is the first step to resolving the situation.

Why Am I Being Called?

Atlantic Recovery Solutions LLC might be contacting you for the following reasons:

• To collect on a debt that is past due.
• To confirm or update your contact information.
• Or settle a balance with your creditor on their behalf.

Though these calls seem valid, you must always confirm the debt is correct, valid, and yours.

Understanding Atlantic Recovery Solutions LLC and Your Rights

Atlantic Recovery Solutions LLC is a third-party debt collector providing services to creditors in recovering debts for them. As a debt collector, they are bound by the FDCPA, a federal law devised to protect consumers from abusive, deceptive, and unfair debt collection practices.

Applicable under the FDCPA, Atlantic Recovery Solutions LLC may not:

• Call excessively or at times that are inconvenient, such as before 8 a.m. or after 9 p.m.
• Use threats or abusive language to pressure you into making a payment.
• Misrepresent the debt, such as inflating the amount owed or falsely claiming legal consequences.
• Fail to validate the debt: They must provide written proof upon request before continuing collection efforts.
• Disclose your debt to unauthorized third parties, such as friends, family, or coworkers.
• Threaten actions they cannot legally take, such as wage garnishment or property seizure without proper authority.

If you feel any of these rights are being violated, then you might have a case.

What You Should Do If You're Repeatedly Called

If you feel the calls from 716-351-3820 are unjustified or that the debt is not yours, then you should do the following:

• Request Written Proof of the Debt: You have the right to request written validation to verify the validity of the debt.
• Document All Interactions: Keep detailed records of calls, including the date, time, and content of each interaction.
• Dispute the Debt: If the debt is not yours or is incorrect, submit a written dispute within 30 days of receiving notice.
• Seek Legal Advice: Consult an FDCPA attorney to know about your rights and how you can receive compensation.

Red Flags: Identify a Debt Collection Violation

Debt collectors must stay within the boundaries of the FDCPA. Certain specific warning signs to watch for regarding potential violations include:

• Excessive or Harassing Calls: More than one call in any single day to demand payment.
• False Claims: The wrong amount demanded, or even threats of legal action if not paid.
• Unauthorized Charges: Charging you fees and interest that are not part of your original contract.
• Failure to Validate the Debt: Failing to send you written verification when you request it.
• Contacting Third Parties: Discussing your debt with people who are not authorized to receive this information.

How We Can Help

Receiving relentless calls from debt collectors such as Atlantic Recovery Solutions LLC is stressful, but we can help by:

• Verify or dispute the debt on your behalf.
• Stop harassing or unwanted calls.
• Assist you in recovering monetary damages for FDCPA violations, up to $1,000 plus actual damages.

What to Do Now

If you believe Atlantic Recovery Solutions LLC has called you in violation of the law, don't delay. Let us help you put an end to the annoying calls, defend your rights, and hold debt collectors responsible.