Constant calls from 702-405-2042?
Sue the Caller!

Is Credit One Bank Calling You from 702-405-2042?

If you’ve been receiving calls from 702-405-2042, the caller may be Credit One Bank, a U.S. bank that specializes in credit cards, particularly for consumers building or rebuilding credit.

This number is listed as Credit One Bank’s customer service line for callers outside the United States, meaning calls may relate to account servicing, billing issues, payment reminders, or fraud alerts.

Even when a bank contacts you about its own account, state consumer-protection laws still limit harassment, excessive calls, and deceptive practices.

Know Your Rights – State-Specific Protections

Many states have laws regulating collection calls:

California: Calls must generally occur between 8 a.m. and 9 p.m., and deceptive or abusive contact is prohibited.

Connecticut: Creditors cannot pretend to be government officials, accuse consumers of crimes related to a debt, or make calls intended to harass.

Florida: Misleading statements and excessive calls that amount to harassment are prohibited, including workplace calls when employers forbid them.

Maryland: The Maryland Consumer Debt Collection Act bans threatening or deceptive tactics and allows consumers to pursue damages.

Massachusetts: Limits collection calls to two calls within seven days to a personal number.

Michigan: Calls cannot occur before 8 a.m. or after 9 p.m., and workplace calls must stop if the consumer objects.

Missouri: The Missouri Merchandising Practices Act prohibits deceptive or unfair conduct related to credit or debt.

North Carolina: The North Carolina Debt Collection Act bans harassment, threats, and deceptive practices.

Pennsylvania: The Fair Credit Extension Uniformity Act restricts repeated calls and deceptive collection tactics.

Texas: Calls are limited to 8 a.m.–9 p.m., and collectors generally cannot contact you at work if the employer prohibits it.

What You Can Do

If 702-405-2042 keeps calling:

• Ask for written verification of the debt or account issue.
• Keep a record of every call (date, time, and details).
• Send a written request asking the creditor to limit or stop communication if permitted by your state law.
• Speak with a consumer rights attorney if the calls become excessive or abusive.

Call Lemberg Law for a Free Consultation

If Credit One Bank at 702-405-2042 has been calling repeatedly or using aggressive tactics, you may have legal options.

Call Lemberg Law for a free consultation. You pay nothing unless we win. Let us help stop the calls and protect your rights.