Constant calls from 617-762-3000?
Sue the Caller!

Who Calls from 617-762-3000?

Receiving numerous calls from 617-762-3000? It is probably Credit Collection Services, a third-party debt collection agency, trying to contact you about an alleged debt. Before you act, do your homework and verify the claim.

Why Am I Being Called?

Credit Collection Services may call you for any of the following reasons, among others:

• Pursuing payment for a debt they claim you own.
• Verification or updating of your contact information
• An overdue balance from a creditor

While these calls may seem legitimate, it's important to ensure that the debt is accurate, belongs to you, and complies with the law.

Understanding Credit Collection Services and Your Right

As with other debt collectors, Credit Collection Services must not violate the legal boundaries of the FDCPA and, therefore, cannot harass, deceive, or otherwise take unfair advantage of the consumer in collecting debts.

Under the FDCPA, Credit Collection Services cannot:

• Make repeated calls or calls at times that are inconvenient, before 8 a.m. or after 9 p.m.
• Threaten or use abusive language to intimidate you into paying.
• Misrepresent the debt, including the amount owed or that it will lead to a lawsuit.
• Contact you at work when they know your employer prohibits personal calls.
• Threaten action that is not legally available, such as arrest or property seizure.
• Disclose your debt information to unauthorized parties, including family, friends, or coworkers.

If any of these are breached, then you are entitled to compensation under FDCPA.

What You Must Do If You're Called

If you feel that the calls from 617-762-3000 are unnecessary or that you have no debt you owe, then take the following steps:

• Write for Validation: You must ask for written confirmation of the debt. This way, you can be sure that the debt is correct and lawfully yours.
• Document Every Call: Make a log of each call with dates, times, and a record of the conversation. This may be your evidence, if you sue.
• Dispute the Debt: In the case that it is not your debt, send a dispute in writing. Make sure this is within 30 days after you have been given a written notice of your debt.
• Get Professional Help: If you think your rights have been breached, reach out to an FDCPA attorney who can help you hold the debt collector responsible.

Red Flags: Recognizing Signs of FDCPA Violation

Credit Collection Services must not cross the legal lines. Look out for these warning signs that indicate violations:

• Excessive Calls: Many calls throughout the day with intent to harass or intimidate.
• Misleading Methods: Threats of arrest or lawsuits if you don't pay.
• No Verification: Not providing proof in writing regarding your outstanding debt after the initial letter demanding it.
• Calling Third Parties: Discussion of one's debt with family members, friends, or coworkers; the FDCPA allows it only under extremely restricted conditions.
• Adding Unauthorized Charges: Charging fees or interest not authorized in your original agreement.

If any of the above has happened to you, you may be entitled to receive damages.

How We Can Help

You don't have to deal with those harassing collection calls alone. We can:

• Confirm or dispute the debt for you
• Help you stop unwanted or harassing calls
• Assist you to seek up to $1,000 plus actual damages for FDCPA violations

Take Action Now

Don't wait to protect your rights. Call for a free consultation today, pay nothing unless we win. Our attorneys are standing by, ready to fight for you: stop the harassing calls, prosecute the abusive collection agency, and protect your peace of mind.