Understanding Calls from 615-437-4773
Have you been receiving repeated calls from 615-437-4773? This number likely belongs to Automated Collection Services, a debt collection agency attempting to contact you regarding an alleged unpaid debt. Automated Collection Services may be reaching out for several reasons, including:
- Collecting payment for a past-due account.
- Verifying your contact or employment details.
- Offering a settlement or payment arrangement.
- Notifying you about possible legal action.
- Providing updates or seeking clarification on your account.
Who Is Automated Collection Services?
Automated Collection Services is a third-party debt collection agency that works with creditors to recover unpaid balances. As a debt collector, they are legally obligated to follow the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive and unfair practices.
FDCPA Violations You Should Watch For
Under the FDCPA, Automated Collection Services—and any debt collector—cannot:
- Call Excessively: Repeatedly call you throughout the day or contact you at inappropriate hours.
- Harass or Threaten: Use abusive language or intimidation tactics to pressure you into paying.
- Misrepresent Information: Lie about the amount of the debt, the creditor, or the consequences of not paying.
- Discuss Your Debt with Others: Share information about your debt with unauthorized third parties, such as friends, family, or your employer.
- Refuse to Validate the Debt: Ignore your written request for proof of the debt within 30 days.
- Add Unlawful Fees: Tacking on unauthorized charges or fees to your account.
What to Do If You Keep Getting Calls from 615-437-4773
If you believe the calls from Automated Collection Services are unwarranted, here’s how to protect yourself:
- Request Debt Validation: Ask them for written proof of the debt, including its origin and details.
- Document Everything: Keep track of the date, time, and content of every call, as well as any voicemails or written correspondence.
- Dispute the Debt: If you don’t believe the debt is yours, file a written dispute.
- Seek Legal Help: If Automated Collection Services is violating your rights, a fair debt attorney can help you take action.
Stop Harassment from 615-437-4773
You have the right to stand up to debt collectors and stop unfair practices. At Lemberg Law, we can:
- Help verify or dispute the debt on your behalf.
- Put an end to harassing calls.
- Fight for compensation if your FDCPA rights have been violated.
Don’t wait—contact us for a free consultation today. You pay nothing unless we win!
Ways You Might See This Number
615-437-4773
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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