Is OneMain Financial Calling You from 609-324-9372?
If you’ve been receiving calls from 609-324-9372, it may be from OneMain Financial, a first-party creditor. Unlike third-party debt collectors, OneMain Financial is not required to follow the Fair Debt Collection Practices Act (FDCPA). However, state laws still protect you from harassment, misleading collection tactics, and excessive calls.
Know Your Rights – State-Specific Protections
Your rights depend on where you live, as many states have specific laws regulating how creditors like OneMain Financial can contact you:
- Connecticut: Prohibits debt collectors from impersonating government officials or making misleading claims about a debt.
- Georgia: Prevents collectors from calling at unreasonable times or using deceptive tactics to obtain payment.
- Michigan: Bans calls before 8 a.m., after 9 p.m., or to workplaces if the consumer has requested they stop.
- Pennsylvania: Limits collection calls to once per week per debt and prohibits deceptive or unfair collection methods.
- South Carolina: Restricts debt collectors from disclosing debt information to unauthorized third parties.
- Texas: Prohibits collection calls outside 8 a.m.–9 p.m. and prevents workplace calls if the employer disapproves.
What You Can Do If the Calls Continue
If 609-324-9372 is calling excessively or you believe OneMain Financial is violating your state’s debt collection laws, take the following steps:
✓ Request written verification of the debt.
✓ Document every call, including time, date, and conversation details.
✓ File a complaint with your state’s consumer protection agency.
✓ Consult an attorney if you suspect legal violations.
Call Lemberg Law for a Free Consultation
If 609-324-9372 has been calling frequently or violating your rights, call Lemberg Law today. You pay nothing unless we win. Let us help you stop the harassment and protect your rights.
Ways You Might See This Number
609-324-9372
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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