Constant calls from 423-354-0175?
Sue the Caller!

Who Is Calling 423-354-0175?

If you receive calls from 423-354-0175, the caller may be CBC Credit Services, a debt collection agency. Debt collectors may contact consumers about unpaid debts. However, they must follow the Fair Debt Collection Practices Act (FDCPA). This federal law protects consumers from harassment and deceptive collection practices. If CBC Credit Services violates the law, you may have legal options.

Your Rights Under the FDCPA

• Calls at inconvenient times – Debt collectors generally cannot call before 8 a.m. or after 9 p.m. Repeated calls meant to pressure or annoy you may violate the law.
• Harassment or abusive language – Collectors cannot threaten you or use profanity during a call. The FDCPA limits aggressive collection tactics.
• Failure to provide written validation – CBC Credit Services must send written notice confirming the debt within five days after first contact.
• Discussing your debt with others – Collectors cannot share your debt details with coworkers, friends, or most family members.
• False or misleading statements – A collector cannot lie about the amount owed or falsely claim legal action.

What You Can Do About Calls from 423-354-0175

• You can request debt validation. Ask CBC Credit Services to send written proof that you owe the debt.
• Keep records of every call. Write down the date, time, and details of each conversation.
• You can dispute the debt in writing if you believe the debt is incorrect.
• You may also send a cease-and-desist letter. This letter tells the collector to stop contacting you.

Protect Yourself From Debt Collection Harassment

The FDCPA allows consumers to take action against illegal collection practices. If CBC Credit Services violated the law, you may qualify for compensation.

📞 Call Lemberg Law for a free consultation.
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