Constant calls from 407-732-2416?
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Is Chase Bank Calling You from 407-732-2416?

Chase Bank may be calling from 407-732-2416. These direct creditors often try to collect debts without third-party agencies. Chase Bank may not follow FDCPA rules, but that doesn't give them free rein. State laws can still shield you from abusive practices.

State Rules for First-Party Debt Collection

Chase Bank must still comply with state-level consumer laws. These vary, but common protections include:

• California: Prohibits threats, false claims, and third-party disclosures.
• Florida: Lets you stop collection calls with a written request.
• Massachusetts: Limits personal collection calls to two per week.
• Michigan: Bans calls outside 8 a.m.- 9 p.m. or at work if you've objected.
• Pennsylvania: Disallows multiple calls for the same debt and false representations.
• Texas: Forbids calls outside legal hours and to workplaces that prohibit them.

Steps to Take If 407-732-2416 Keeps Calling

Don't ignore repeated calls from Chase Bank at 407-732-2416. Here's what you can do to protect yourself:

• Ask for written verification to confirm what you owe and to whom.
• Log each call with dates, times, and summaries to document the activity.
• Report violations to your state's attorney general or consumer protection agency.
• Consult a lawyer if the calls feel threatening, excessive, or misleading.

Call Lemberg Law for a Free Consultation

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