Understanding Calls from 402-609-5706
If you’re receiving calls from 402-609-5706, it’s likely from First Data Corp, a debt collection agency. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must follow strict regulations that protect consumers from unfair, deceptive, and abusive practices.
Your FDCPA Violations Checklist for First Data Corp
✓ Calling at prohibited times: The FDCPA prohibits debt collectors from calling before 8 a.m. or after 9 p.m. in your local time zone. If 402-609-5706 is calling you outside these hours, they may be violating federal law.
✓ Failing to send written debt validation: Within five days of first contact, First Data Corp must provide a written notice that includes the amount owed, the name of the creditor, and instructions on how to dispute the debt. If 402-609-5706 has not done so, they could be in violation.
✓ Using deceptive tactics: Debt collectors cannot misrepresent the amount owed, falsely claim legal action is being taken, or pretend to be attorneys or government officials. If First Data Corp has engaged in any of these practices, they may be breaking the law.
✓ Contacting third parties about your debt: Debt collectors are only allowed to contact third parties to obtain location information and cannot disclose details about your debt. If a debt collector has spoken to your employer, family, or friends about your debt, this is a clear violation.
✓ Continuing to contact you after you’ve asked them to stop: If you send a written request asking a debt collector to stop contacting you, they must comply. Continued communication after receiving such a request is a direct FDCPA violation.
Stop Calls From 402-609-5706
If calls from 402-609-5706 are causing stress and you believe First Data Corp has violated the FDCPA, take action. Call Lemberg Law for a free consultation. You pay nothing unless we win. Let us help you stop the harassment and protect your rights.
Ways You Might See This Number
402-609-5706
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
BE THE FIRST TO COMMENT