Who Is Calling 347-394-5268?
If you receive calls from 347-394-5268, the caller may be Portfolio Recovery Associates, a debt collection company. Debt collectors may contact you about unpaid debts. However, they must follow the Fair Debt Collection Practices Act (FDCPA). This federal law protects consumers from abusive or misleading collection tactics. If Portfolio Recovery Associates violates the law, you may have legal options.
Your Rights Under the FDCPA
- Calls at inconvenient times – Debt collectors generally cannot call before 8 a.m. or after 9 p.m. Frequent or repeated calls meant to pressure you may violate the law.
- Harassment or abusive behavior – Collectors cannot threaten you or use offensive language. The FDCPA limits aggressive collection practices.
- Failure to provide written validation – Portfolio Recovery Associates must send written notice confirming the debt within five days after first contact.
- Discussing your debt with others – Collectors cannot share details about your debt with coworkers, friends, or most family members.
- False or misleading statements – A collector cannot lie about the amount owed or falsely claim legal action.
What You Can Do About Calls from 347-394-5268
- You can request debt validation. Ask Portfolio Recovery Associates to send written proof that the debt is valid.
- Keep records of each call. Write down the date, time, and details of the conversation.
- You can dispute the debt in writing if the information is incorrect.
- You may also send a cease-and-desist letter to stop further contact.
Protect Yourself From Debt Collection Harassment
The FDCPA allows consumers to challenge illegal collection practices. If Portfolio Recovery Associates violated the law, you may qualify for compensation.
📞 Call Lemberg Law for a free consultation.
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Ways You Might See This Number
347-394-5268
347-394-5268
This could be a Debt Collector calling you.

347-394-5268

347-394-5268
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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