Who Is Calling 334-396-3000?
Calls from 334-396-3000 often come from Holloway Credit Solutions, a debt collection agency. Federal law permits collection efforts, but the Fair Debt Collection Practices Act (FDCPA) sets firm boundaries. When a collector crosses those boundaries, you can step in and enforce your rights.
Understand Your FDCPA Protections
The FDCPA requires collectors to follow strict rules. Pay attention to these common violations:
- Calling at the wrong times or too often
- Collectors may call only between 8 a.m. and 9 p.m. and cannot repeatedly call to pressure or annoy you.
- Using harassment or intimidation
- Threats, abusive language, or aggressive tactics violate federal law.
- Failing to send written debt validation
- Within five days of first contact, Holloway Credit Solutions must send written details of the debt.
- Sharing your debt with others
- Disclosure to friends, family, or coworkers is generally prohibited.
- Providing false or misleading information
- Inflating balances or threatening legal action without intent to follow through breaks the law.
- Take Control of the Calls
Steps You Can Take Right Away to Protect Yourself
- Request validation
- Demand written proof to confirm the debt is accurate and enforceable.
- Keep detailed records
- Track each call’s date, time, and content to preserve evidence.
- Dispute or resolve the debt
- Send a written dispute if the debt is incorrect, or negotiate payment if it is valid.
- Stop the calls
- Send a cease-and-desist letter and require Holloway Credit Solutions to stop contacting you.
How to Assert and Protect Your Rights
FDCPA violations can entitle you to compensation, including damages and attorney’s fees.
📞 Call Lemberg Law for a free, no-pressure consultation.
You pay nothing unless we win.
Ways You Might See This Number
334-396-3000
33439630001-334-396-3000334.396.3000334 396 3000(334) 396-3000334-396-3000
This could be a Debt Collector calling you.
334-396-3000
334-396-3000
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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