Constant calls from 317-939-5243?
Sue the Caller!

Who Is Calling 317-939-5243?

If you receive calls from 317-939-5243, the caller may be Portfolio Recovery Associates, a debt collection company. Collectors may contact consumers about unpaid debts. However, they must follow the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive collection tactics. If Portfolio Recovery Associates violates these rules, you may have legal options.

Your Rights Under the FDCPA

• Calls at inconvenient hours – Debt collectors generally cannot call before 8 a.m. or after 9 p.m. Frequent calls meant to pressure you may violate the law.
• Harassment or threats – Collectors cannot threaten you or use abusive language. The FDCPA prohibits intimidation during collection calls.
• Failure to provide written validation – Portfolio Recovery Associates must send written notice of the debt within five days after first contact.
• Disclosure to third parties – Collectors cannot discuss your debt with coworkers, friends, or most family members.
• False or misleading statements – A collector cannot lie about the debt amount or falsely claim legal action.

What You Can Do About Calls from 317-939-5243

• You can request debt validation. Ask Portfolio Recovery Associates to send written proof that the debt is valid.
• Keep records of every call. Write down the date, time, and details of the conversation.
• You can dispute the debt in writing if you believe the debt is incorrect.
• You may also send a cease-and-desist letter. This letter tells the collector to stop contacting you.

Take Action if Your Rights Were Violated

The FDCPA allows consumers to challenge unlawful collection practices. If Portfolio Recovery Associates violated the law, you may qualify for compensation.

📞 Call Lemberg Law for a free consultation.
You pay nothing unless we win.