Constant calls from 314-628-0831?
Sue the Caller!

What You Need to Know About 314-628-0831

If you keep getting calls from 314-628-0831, then you probably know it's Credit Control LLC, a debt collection agency in Missouri, wanting to get a hold of you regarding some outstanding debt.

Reasons for Calls from Credit Control LLC at 314-628-0831

Credit Control LLC may call you for the following reasons, among others:

• To collect on a debt that is past due.
• To confirm or update your contact information.
• Notify you of a missed or late payment.
• Offering options to set up a payment plan.
• Requesting additional documentation or account details.
• Reaching out to discuss settlement offers or debt negotiation.

While these calls may be legitimate, the first step is to ensure that the debt is accurate, valid, and truly yours before taking any further action.

Learn About Credit Control LLC

Credit Control LLC is a third-party debt collection agency that works with creditors to collect debt payments that are in default. As debt collectors, they are required to operate within the confines of the FDCPA, a federal law created to protect consumers from abusive and illegal debt collection practices.

The following are some examples of your rights under the FDCPA: Credit Control LLC shall not contact you excessively or at inconvenient times, before 8 a.m. or after 9 p.m. They cannot use abusive, threatening, or deceptive methods of trying to collect a debt from you. They also have to verify the debt upon request before further collection to ensure it is valid and actually yours. These, or other, rights violated may be the ground for a lawsuit.

Dealing with Continued Calls from 314-628-0831

If you believe that these calls are unjustified, and you do not owe the debt, then you should take the following steps:

• Request Validation of Debt: Ask Credit Control LLC to provide in writing evidence of your debt as proof of the validity of the debt.
• RecordS: Document all calls from this number, 314-628-0831, by date, time, and subject matter, for your records.
• Dispute: If you do not owe the debt, you can dispute it in writing, or if you owe the debt, you may speak with the creditor about possible arrangements to pay.
• Contact a Lawyer: Contact a FDCPA attorney to discuss your legal options and protect your rights regarding Credit Control LLC.

Understand Your Rights When Dealing with Debt Collectors

If you feel that Credit Control LLC has called you and violated your rights, you may be entitled to an award of up to $1,000 under the FDCPA plus actual damages. For instance, some common FDCPA violations include the following:

• The debt collector threatens or harasses the debtor with abusive language or repeated calls.
• Calling any third party regarding your debt, except as permitted to locate you, including family, friends, or fellow employees. Misrepresenting the amount or legal status of any debt, including the balance, letter, or consequence of not paying. Calling at times that are known, or which ought to have been known, to be inconvenient, including before 8 a.m. or after 9 p.m.
• Failing to verify the debt upon request and failing to cease collection until verification is obtained.
• Using deceptive tactics, such as pretending to be law enforcement or misrepresenting their authority.
• Adding unauthorized fees or charges not included in your original agreement.

If you’ve experienced any of these or other violations, it’s essential to take action. Contact us for a free consultation to review your situation, protect your rights, and explore your legal options.

Get Help Now – Stop Calls From 314-628-0831

Take your control back and protect your rights with confidence. Here's how we can help:

• Verify or Dispute the Debt: Ensure that the debt is valid and contest any inaccuracies.
• Stop the Harassment: Terminate unwanted or harassing calls from collectors.
• Get Compensation: Get up to $1,000 in statutory damages, plus any other compensation for the violation of your rights.

Don't wait; contact us today for a free consultation and take that first step toward relief. With our no-win, no-fee guarantee, you literally have nothing to lose and everything to gain.