What's with the calls from 281-975-4240?
Calls from 281-975-4240 often leave consumers wondering about their rights. If these calls are from FMA Alliance Ltd., it's best to verify their compliance with legal guidelines.Learn more about your rights under the Fair Debt Collection Practices Act (FDCPA) to ensure you are protected.
How to Respond to Debt Collection Calls
Debt collectors must follow strict legal guidelines when attempting to collect a debt. Below are some common violations that may indicate FMA Alliance Ltd. is acting unlawfully:
- Calling at Unusual Hours: The law prevents collectors from calling before 8 a.m. or after 9 p.m. If 281-975-4240 contacts you outside these hours, it may be illegal.
- Failure to Provide Debt Validation: If you receive a call, the collector must send written verification of the debt within five days. If they haven't, they could be breaking the law.
- Providing False Information: Some collectors misrepresent debts or falsely claim they can take legal action. If 281-975-4240 has made false statements, they may be violating federal law.
- Contacting Others About Your Debt: Debt collectors cannot share your financial information with family, employers, or friends. If 281-975-4240 has done so, it may be illegal.
- Threats and Harassment: No debt collector, including FMA Alliance Ltd., is allowed to use threats, profanity, or intimidation.
Know Your Rights and Stop the Calls
If you believe that FMA Alliance Ltd. has violated your rights, you don't have to handle it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 281-975-4240, hold collectors accountable, and protect your rights. You pay nothing unless we win.Consumers have rights under the FDCPA. Debt collectors are required to follow strict legal guidelines when attempting to collect debts. They must provide accurate information, avoid harassment, and ensure fair treatment. If you believe a collector is violating your rights, you have legal options.
Ways You Might See This Number
281-975-4240
28197542401-281-975-4240281.975.4240281 975 4240(281) 975-4240This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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