





What's with the calls from 208-719-3271?
Have you received a call from 208-719-3271? Midland Credit Management is a debt collection agency, and you should ensure they are following federal regulations. Learn more about your rights under the Fair Debt Collection Practices Act (FDCPA) to ensure you are protected.
What Debt Collectors Like MCM Can and Cannot Do
Debt collectors must follow strict legal guidelines when attempting to collect a debt. Below are some common violations that may indicate Midland Credit Management is acting unlawfully:
- Calling at Unusual Hours: The law prevents collectors from calling before 8 a.m. or after 9 p.m. If 208-719-3271 contacts you outside these hours, it may be illegal.
- Threats and Harassment: No debt collector, including Midland Credit Management, is allowed to use threats, profanity, or intimidation. If 208-719-3271 has used in such a way, it may be a violation.
- Failure to Provide Debt Validation: If you are contacted, the collector must send written verification of the debt within five days. If they haven't, they could be breaking the law.
- Contacting Others About Your Debt: Debt collectors cannot share your financial information with family, employers, or friends. If 208-719-3271 has done so, it may be illegal.
Take Action Against Debt Collection Harassment
If you believe that Midland Credit Management has violated your rights, you don't have to handle it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 208-719-3271, hold collectors accountable, and protect your rights. You pay nothing unless we win.Consumers have rights under the FDCPA. Debt collectors are required to follow strict legal guidelines when attempting to collect debts. They must provide accurate information, avoid harassment, and ensure fair treatment. If you believe a collector is violating your rights, you have legal options.
Ways You Might See This Number
208-719-3271
This could be a Debt Collector calling you.


Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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