Who is Calling from 203-403-4098?
If you've been getting calls from 203-403-4098, it's important to know your rights. Portfolio Recovery Associates may be attempting to collect a debt, but not all collection practices are legal. Learn more about your rights under the Fair Debt Collection Practices Act (FDCPA) to ensure you are protected.
Understanding Your Protections Against Calls from 203-403-4098
Debt collectors must follow strict legal guidelines when attempting to collect a debt. Below are some common violations that may indicate Portfolio Recovery Associates is acting unlawfully:
- Failure to Provide Debt Validation: If you receive a call, the collector must send written verification of the debt within five days. If they haven't, they could be breaking the law.
- Providing False Information: Some collectors misrepresent debts or falsely claim they can take legal action. If the caller has made false statements, they may be violating federal law.
- Threats and Harassment: No debt collector, including Portfolio Recovery Associates, is allowed to use threats, profanity, or intimidation.
- Contacting Others About Your Debt: Debt collectors cannot share your financial information with family, employers, or friends. If 203-403-4098 has done so, it may be illegal.
- Calling at Unusual Hours: The law prevents collectors from calling before 8 a.m. or after 9 p.m. If a collector contacts you outside these hours, it may be illegal.
Stop Unwanted Calls from Debt Collectors
If you believe that Portfolio Recovery Associates has violated your rights, you don't have to handle it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 203-403-4098, hold collectors accountable, and protect your rights. You pay nothing unless we win.
Consumers have rights under the FDCPA. Debt collectors are required to follow strict legal guidelines when attempting to collect debts. They must provide accurate information, avoid harassment, and ensure fair treatment. If you believe a collector is violating your rights, you have legal options.
Ways You Might See This Number
203-403-4098
20340340981-203-403-4098203.403.4098203 403 4098(203) 403-4098This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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